Your AI financial companionfor everyday life.

Pocketwize helps people understand spending, reduce financial stress, and make smarter money decisions automatically.

Read-only accessBank-grade encryptionNever sells your data
Pocketwize AI Coach showing a conversation about spending insights

Managing money today feels overwhelming.

  • 01

    You don’t always know where your money went.

  • 02

    Bank apps show transactions not understanding.

  • 03

    Financial advice online rarely fits Nigerian realities.

  • 04

    Budgeting apps feel like work instead of support.

Pocketwize changes that.

How it works

An AI financial assistant that actually understands you.

  1. 01Bank-grade · Read-only

    Connect your accounts

    Securely link your bank or track spending manually whichever feels right. Setup takes about 60 seconds.

    GT

    GTBank · Salary

    Connected · read-only

  2. 02Behavior · Habits

    Understand your financial patterns

    Pocketwize analyzes your spending behavior, recurring expenses, and financial habits surfacing patterns you couldn’t see from inside.

    Patterns found

    • Bolt rides cluster on Fridaysweekly
    • Airtime top-ups every 3 dayshabit
    • 3 unused subscriptionsleak
  3. 03Proactive · Personalized

    Get smart guidance

    Receive proactive insights, budgeting help, timely alerts, and personalized recommendations calibrated to your real life.

    Smart guidanceLive

    You spent ₦41,200 this week — most of it after 9pm. Want a quiet 9pm spending pause?

    Try itNot now
Core features

Built for how money actually feels.

  • Smart spending insights

    See where your money actually goes without staring at charts.

  • AI financial coach

    Ask questions about your finances in plain language.

  • Financial stress detection

    Pocketwize spots unhealthy spending patterns before they become problems.

  • Intelligent budgeting

    Adaptive budgets that work with real life not rigid rules.

  • Savings & goal tracking

    Stay consistent toward your savings goals without spreadsheets.

  • Personalized alerts

    Get notified before recurring bills, unusual spending, or low balances.

Security & trust

Your financial data stays protected.

  • Bank-level encryption
  • Read-only financial connections
  • No unauthorized transactions
  • Privacy-first architecture
  • Secure infrastructure

Compliance

  • NDPR compliantLive
  • ISO 27001In progress
  • GDPR-alignedLive

Security badges

  • 256-bit AES
  • TLS 1.3
  • OAuth 2.0

Trusted partners

  • Mono
  • Okra
  • Paystack
  • Logos coming soon

Stop ending the month surprised.

Join the early access list. Be among the first users shaping the future of intelligent personal finance in Africa.

Takes about 60 seconds. No credit card.